:root{--ink:#14231b;--ink-soft:#41564a;--green:#173f2a;--green-mid:#2e6b45;--amber:#f3c04b;--amber-deep:#c99417;--paper:#fbfaf6;--tint:#eef4ee;--line:#dde5dc;--radius:14px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--green-mid)}
.container{max-width:1080px;margin:0 auto;padding:0 22px}
.narrow{max-width:720px;margin:0 auto;padding:0 22px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* header */
.site-head{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.head-row{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:16px}
.brand img{width:196px;height:44px}
.site-nav{display:flex;align-items:center;gap:22px;font-family:'Helvetica Neue',Arial,sans-serif;font-size:15px}
.site-nav a{color:var(--ink-soft);text-decoration:none}
.site-nav a:hover,.site-nav a.is-active{color:var(--green)}
.nav-cta{background:var(--green);color:#fff !important;padding:10px 18px;border-radius:999px;font-weight:600}
.nav-cta:hover{background:var(--green-mid)}
.site-head-landing .head-row{justify-content:center}

/* hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--paper) 100%);padding:64px 0 56px}
.hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:44px;align-items:center}
.eyebrow{font-family:'Helvetica Neue',Arial,sans-serif;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--amber-deep);font-weight:700;margin-bottom:12px}
h1{font-size:42px;line-height:1.15;color:var(--green);margin-bottom:18px}
.lede{font-size:19px;color:var(--ink-soft);margin-bottom:26px}
.btn-row{display:flex;gap:14px;flex-wrap:wrap}
.btn-row-center{justify-content:center}
.btn{font-family:'Helvetica Neue',Arial,sans-serif;font-size:16px;font-weight:600;padding:14px 26px;border-radius:999px;text-decoration:none;display:inline-block;transition:all .18s ease}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:var(--green-mid);transform:translateY(-1px)}
.btn-ghost{border:2px solid var(--green);color:var(--green)}
.btn-ghost:hover{background:var(--tint)}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px -18px rgba(23,63,42,.35)}
.panel-title{font-family:'Helvetica Neue',Arial,sans-serif;font-weight:700;color:var(--green);margin-bottom:14px;font-size:15px;text-transform:uppercase;letter-spacing:.08em}
.panel-steps{padding-left:20px;display:grid;gap:12px;color:var(--ink-soft)}

/* sections */
.section{padding:58px 0}
.section-tint{background:var(--tint)}
.section-heading{max-width:640px;margin-bottom:34px}
h2{font-size:30px;color:var(--green);line-height:1.25;margin-bottom:10px}
h3{font-size:21px;color:var(--green);margin:26px 0 8px}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:10px;transition:transform .18s ease,box-shadow .18s ease}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px -16px rgba(23,63,42,.4)}
.card-tag{font-family:'Helvetica Neue',Arial,sans-serif;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--amber-deep);font-weight:700}
.card h3{margin:0;font-size:20px}
.card p{color:var(--ink-soft);font-size:15.5px}
.card-cta{font-family:'Helvetica Neue',Arial,sans-serif;font-weight:600;color:var(--green-mid);margin-top:auto}
.flag-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.flag{background:#fff;border-left:4px solid var(--amber);border-radius:8px;padding:20px 22px}
.flag strong{color:var(--green);display:block;margin-bottom:6px}
.flag p{color:var(--ink-soft);font-size:15.5px}
.closing{text-align:center;max-width:560px;margin:0 auto}
.closing p{color:var(--ink-soft);margin-bottom:22px}

/* article + legal */
.page-hero{background:#fff;border-bottom:1px solid var(--line);padding:44px 0 36px}
.breadcrumbs{font-family:'Helvetica Neue',Arial,sans-serif;font-size:13.5px;color:var(--ink-soft);margin-bottom:14px}
.breadcrumbs a{color:var(--green-mid);text-decoration:none}
.updated{display:inline-block;margin-top:12px;font-family:'Helvetica Neue',Arial,sans-serif;font-size:13px;color:var(--ink-soft)}
.article h2{margin-top:34px}
.article p,.legal p{margin-bottom:14px;color:var(--ink)}
.legal h2{font-size:22px;margin-top:28px}
.note,.warning{border-radius:10px;padding:18px 20px;margin:26px 0}
.note{background:var(--tint);border-left:4px solid var(--green-mid)}
.warning{background:#fdf3e4;border-left:4px solid var(--amber-deep)}

/* lander */
.dr{padding:44px 0 64px}
.dr-shell{max-width:660px}
.dr h1{font-size:32px}
.dr-mark{color:var(--amber-deep)}
.dr-points{list-style:none;margin:22px 0 30px;display:grid;gap:12px}
.dr-points li{padding-left:30px;position:relative;color:var(--ink-soft)}
.dr-points li::before{content:"✓";position:absolute;left:0;top:0;color:var(--green-mid);font-weight:700;font-family:'Helvetica Neue',Arial,sans-serif}
.dr-points strong{color:var(--ink)}
.quiz{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 12px 34px -20px rgba(23,63,42,.4)}
.quiz-step h2{font-size:23px;margin-bottom:18px}
.quiz-options{display:grid;gap:12px}
.quiz-option{font-family:'Helvetica Neue',Arial,sans-serif;font-size:17px;font-weight:600;padding:15px 18px;border:2px solid var(--green);border-radius:10px;background:#fff;color:var(--green);cursor:pointer;transition:all .15s ease;text-align:center}
.quiz-option:hover{background:var(--green);color:#fff}
.quiz-loading p{color:var(--ink-soft)}
.result-label{font-family:'Helvetica Neue',Arial,sans-serif;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--green-mid);font-weight:700;margin-bottom:10px}
.quiz-call{display:block;text-align:center;background:var(--amber);color:var(--green);font-family:'Helvetica Neue',Arial,sans-serif;font-size:19px;font-weight:700;padding:17px 20px;border-radius:12px;text-decoration:none;margin-top:18px;transition:all .15s ease}
.quiz-call:hover{background:var(--amber-deep);color:#fff;transform:translateY(-1px)}
.quiz-guide{display:inline-block;margin-top:14px;font-family:'Helvetica Neue',Arial,sans-serif;font-weight:600}
.quiz-reset{margin-top:20px;background:none;border:none;color:var(--ink-soft);font-family:'Helvetica Neue',Arial,sans-serif;font-size:14px;cursor:pointer;text-decoration:underline}

/* footer */
.site-foot{background:var(--green);color:#e8efe8;padding:46px 0 30px;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px;margin-bottom:28px}
.foot-brand p{font-size:14.5px;color:#c4d4c6;margin-top:12px}
.foot-col{display:grid;gap:8px;align-content:start;font-family:'Helvetica Neue',Arial,sans-serif;font-size:14.5px}
.foot-col strong{color:var(--amber);font-size:13px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px}
.foot-col a,.foot-links-inline a{color:#e8efe8;text-decoration:none}
.foot-col a:hover,.foot-links-inline a:hover{color:var(--amber);text-decoration:underline}
.foot-fine{font-family:'Helvetica Neue',Arial,sans-serif;font-size:12.5px;color:#a9bfae;border-top:1px solid rgba(255,255,255,.14);padding-top:18px}
.site-foot-slim{margin-top:0}
.foot-links-inline{display:flex;flex-wrap:wrap;gap:10px 20px;font-family:'Helvetica Neue',Arial,sans-serif;font-size:13.5px;margin-bottom:18px}

/* 404 */
.not-found{padding:70px 0;text-align:center}
.not-found img{margin:0 auto 18px}

@media(max-width:860px){
.hero-grid{grid-template-columns:1fr}
.card-grid{grid-template-columns:1fr}
.flag-grid{grid-template-columns:1fr}
.foot-grid{grid-template-columns:1fr}
h1{font-size:32px}
.dr h1{font-size:27px}
.site-nav{gap:14px;font-size:14px}
.site-nav a:not(.nav-cta){display:none}
}